Category: Finance & Loans
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Working for Free as a New Startup Business Owner
Startup companies are usually drawn out with only a basic idea. When that idea blossoms and plans begin to slowly roll into place, exponential growth and revenue start playing a role. Customers flock by the thousands and leads become somewhat of a bore. You’ve finally made it. This may all seem like a dream and…
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A Reflection on the Greek Default Crisis
By Samuel Phineas Upham The crisis involving Greek National Debt began in the latter half of 2009, and it has been ongoing until just recently. At the beginning of August in 2015, the crisis finally showed signs of becoming a thing of the past. As of this writing, it appears that Greece has mostly navigated…
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Phin Upham Talks About the Biggest Challenge Today’s Consumer Faces
By Phin Upham According to Phin Upham, the biggest challenge that today’s consumer faces is one of access. Over half the population, Upham argues, doesn’t have the kind of access to data they need to properly manage their finances. In a world where a supercomputer is in most people’s pockets or backpacks, technology has not…
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What Does it Mean to Be Wealthy?
By Samuel Phineas Upham Being wealthy is not a chance occurrence. There is plenty of evidence that the single-minded pursuit of wealth can lead people into dangerous and stupid decisions. There is also extreme animosity towards the wealthy, especially as financial crisis looms on the hearts and minds of people. Having wealth can mean different…
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The Jewish View of Philanthropy
By Samuel Phineas Upham Philanthropy, according to Judaism, is not just something you can do. It is something you must do. The act of giving is a duty not just to your God but to your community, and it’s not something limited to the rich alone. Everyone is encouraged to give what they can, to…
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The First Stock Exchanges
This article was written by Samuel Phineas Upham The New York Stock Exchange is like the major leagues of stocks, but it’s neither the only nor the original stock exchange. In fact, people have been trading shares in companies since the dawn of banking. From Venice to New York, here is a brief picture of…
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How a Mortgage Works
Written by Samuel Phineas Upham Mortgages are long-term loans that are granted by the bank to a borrower. Mortgages use the property and the land it sits upon as collateral for the loan. When a home sale closes, the buyer signs documents that essentially grant the lender rights to a lien on the property. Mortgages…
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Trust Documentation to Tech
Written by Lanvera.com All companies have to deal with documentation, even in this, the paperless age. If you don’t handle it correctly, though, something as seemingly minor as invoice mailing can come back to bite you in a big way. That’s why it’s important that you leverage documentation technology to your company’s benefit. Otherwise, you’re…
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What Caused the 2008 Financial Collapse?
This article was written by Phineas Upham Though the housing market is showing signs of recovery today, the 2008 crises dealt a significant blow to US backed mortgages. The resulting collapse of several mortgage banks led to an over $700 billion bailout package arranged by the federal government. How American banks got there is a…
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Repealing Glass-Steagall
Written by Phin Upham When the Glass-Steagall Act was passed, it was hoped that consumers would get some protection from banks using their money for speculative dealings. Over time, these protections weakened and the legislation no longer covered consumers the way it had. It took 66 years and many pieces of legislation to fully repeal…